Long term care insurance costs depend on age and health
When you’re considering long term care insurance costs and the best time to purchase a policy, it’s wise to address your needs sooner rather than later. Long term care insurance costs are generally related to your age and your state of health at the time you purchase your policy. That means buying a policy when you are younger and healthier can usually help reduce long term care insurance costs.
When you are seeking help with long term care insurance costs and choosing the best long term care plan, John Hancock can help.
Learn more about John Hancock and long term care insurance costs now
John Hancock helps make long term care insurance costs work with your budget
As one of the leading long term care insurance companies, John Hancock has a breadth of products and services that can help you adjust long term care insurance costs for your budget and financial plan. John Hancock long term care insurance includes optional features that help you plan for the cost of inflation and customize your policy to your needs. With John Hancock insurance for long term care, you are working with a stable company that has been helping families with their financial and insurance needs since 1862. You can also rest assured that should you or a family member require long term care, your John Hancock insurance policy will help cover the costs, giving you the control and independence to make decisions about where and when to receive care.
Buying long term care insurance now protects you from the costs of the unexpected
While many of us think of long term care as something for the elderly, more than 40 percent of those who need long term health care are under age 65. * Having a policy in place now ensures that should an accident or illness cause you to unexpectedly require long term care, you’ll have the means to pay for it.
Long term care insurance helps cover the costs of treatments such as physical therapy or occupational therapy, or in-home assistance with daily tasks like eating, bathing, dressing and transferring. Long term care can be received in the home or at community centers, as well as in nursing homes or assisted living facilities. Your John Hancock insurance policy can help cover costs of all types of care in a variety of settings.
Learn more now about long term care insurance costs as well as group long term care, long term care insurance ratings and a long term care insurance premium.
*Georgetown University Long-Term Care Financing Project, “Long-Term Care Financing Policy Options for the Future,†June 2007.
