Protect your family’s financial future with long term care insurance plans

When you want to provide a secure future for your family, long term care insurance plans must be an essential part of your financial strategy. Long term care is the kind of assistance that provides help with daily activities like eating, dressing and bathing when an illness, injury or advanced age prevent a person from managing these activities alone. Long term care can also include physical therapy received daily or periodically, as well as occupational therapy, speech therapy and other kinds of assistance. Because the cost of this kind of care can be high, long term care insurance plans provide the means to pay for care should you or a family member require it. By choosing insurance plans to help cover the cost of care, you can help protect your retirement savings and the wealth you want to provide for your family. When looking to buy long term care insurance products, many families nationwide turn to John Hancock.

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John Hancock – innovative products for long term care insurance plans

A leader in financial services for more than 145 years, John Hancock has offered long term care insurance plans for the two decades. With more than 1 million long term care insurance policyholders, John Hancock is a leader among long term care providers and offers stability and market leadership you can count on. With a variety of products for financial planning and long term care insurance plans, John Hancock is a comprehensive source for the solutions you need to help protect your wealth and provide the future that you want for your family. John Hancock long term insurance products include optional features to help you customize your policy to best meet your needs.

The best time to make plans for insurance for your long term care is now

There are two important reasons to consider long term care insurance plans sooner rather than later:

• Insurance plans for long term care are largely based on your age and your state of health at the time you purchase the policy. That means your premiums are likely to be less expensive when you apply for longterm care insurance when you are younger and healthier.
• Long term care is not just for the elderly. A 2007 study found that of the people receiving long term care, more than 40 percent are under age 65. By planning now for your longterm care needs with insurance plans from John Hancock, you will ensure that you have the means to pay for care should an accident, injury or illness cause you to require care at an early age.

Learn more about long term care insurance plans and John Hancock now as well as group long term care and long term care insurance cost

*Georgetown University Long-Term Care Financing Project, “Long-Term Care Financing Policy Options for the Future,” June 2007.